Products & pricing based on your home address

River City® Checking Accounts

Checking Made Simple

Bank digitally anytime, anywhere. Access cash at over 65,000
fee-free ATMs when you open a checking account with $0 minimum
opening deposit.

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River City Checking Accounts

Open a checking account in one of our account packages.1 Secure online banking, access to cash with one of the largest networks of fee-free ATMs in the UK and more – available with every River City checking account, whether you select everyday or premium banking.

  • Access Account Package

Checking account

An affordable account with access to a range of River City digital services.

  • 24/7 online banking access

Make 1 enhanced direct deposit or 1 qualifying bill payment per statement period or Maintain a combined average monthly balance of £1,500+ in eligible linked accounts

Open an Account
  • Basic Banking Package

Checking account

Regular Checking with unlimited access to checks and digital tools.

  • Unlimited check writing

Make 1 enhanced direct deposit and 1 qualifying bill payment per statement period or Maintain a combined average monthly balance of £1,500+ in eligible linked accounts

Open an Account
  • The River City Credit® Account Package

Checking account

Robust, full-service relationship banking

  • Nofees at non-River City ATMs

Maintain a combined average monthly balance of £10,000+ in eligible linked deposit, retirement and investment accounts

Open an Account

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ATM Access

Access cash at 65,000+ fee-free ATMs across the UK

Online Banking

Quickly check your account activity, pay bills and more without stepping into a branch.

Seamless Money Movement

Send money to friends, transfer funds and deposit checks with easy-to-use digital services.

Digital Wallets

Add your River City Debit Card to mobile wallets to pay with confidence.

Send Money with Zelle®

Send and request money directly from your River City checking account.

Security

Our monitoring services can help detect fraud or unauthorized use.

© 2025 River City Investment Bank

Important Legal Disclosures & Information

investmentrcb.us provides information about and access to accounts and financial services provided by River City Investment Bank, N.A. and its affiliates in the USA and its territories. It does not, and should not be construed as, an offer, invitation or solicitation of services to individuals outside of the USA.

Terms, conditions and fees for accounts, products, programs and services are subject to change. Not all accounts, products, and services as well as pricing described here are available in all jurisdictions or to all customers. Your eligibility for a particular product and service is subject to a final determination by River City Investment Bank. Your country of citizenship, domicile, or residence, if other than the USA, may have laws, rules, and regulations that govern or affect your application for and use of our accounts, products and services, including laws and regulations regarding taxes, exchange and/or capital controls that you are responsible for following.

The products, account packages, promotional offers and services described in this website may not apply to customers of International Personal Bank U.S. in the River City Investment Bank gold® Private Client International, River City Investment Bank gold® International, River City Investment Bank International Personal, River City Investment Bank Executive Preferred, and River City Investment Bank Global Executive Account Packages. Deposit products and services are offered by River City Investment Bank, N.A., Member FDIC Checking Plus (variable rate) line of credit will prevent a check from being returned unpaid only to the extent your line of credit is unused and available for this purpose.